DISCLAIMER

The information provided in this material is for informational and educational purposes only and should NOT be considered investment advice, legal advice, tax advice, or any other advice. DEMOS Financial, LLC is not a registered investment firm or broker /dealer. The information offered in this material is not a representation or a solicitation for the purchase or sale of securities. Readers should always conduct their own research and due diligence and consult with a licensed financial professional before engaging in any trading or investing activity. 

The opinions and information contained in this material is based on sources believed to be reliable and are written in good faith, but no representation or warranty, expressed or implied, is made as to their accuracy or completeness. DEMOS Financial, LLC shall not be liable for any loss, monetary or otherwise, that may occur from your reliance on the information presented. Owners, managers, members, affiliates, employees and contributors may hold positions in the securities and investments discussed in this material.

Investing and trading in options may involve substantial risk. As an independent investor, only you can determine what level of risk is appropriate for you. Prior to executing an options trade, investors must read the Characteristics and Risks of Standardized Options. The booklet is available from your options broker, from any US options exchange, or can be downloaded from The Options Clearing Corporation's (OCC) website at http://www.optionsclearing.com/about/publications/character-risks.jsp.

U.S. Government Required Disclaimer - Commodity Futures Trading Commission Futures and Options trading has large potential rewards, but also large potential risk. You must be aware of the risks and be willing to accept them in order to invest in the futures and options markets. Don't trade with money you can't afford to lose. This is neither a solicitation nor an offer to Buy/Sell futures or options. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed on this website. The past performance of any trading system or methodology is not necessarily indicative of future results.

CFTC RULE 4.41 - HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.

CBOE Disclosure

www.cboe.org/legal

TERMS OF USE

Your use, registration, or viewing of this site will constitute your agreement to comply with these terms and conditions of use. If you cannot agree with these rules and conditions, please do not use the site as you will be in violation of the site terms, and potentially state and federal law. These rules may be modified from time to time. You are responsible for regularly reviewing these rules. Continued and ongoing access of this site by you will constitute your acceptance of any changes or revisions to this agreement.

Hyperlink Disclaimer and Incoming Links

This site contains links to other Internet sites. Such links are not endorsements of any products or services in such sites, and no information in such sites has been endorsed or approved by DEMOS Financial, LLC (DEMOS Financial, DemosFinancial.com, and any affiliated companies or business entities).

You may link to our home page at www.DemosFinancial.com or www.ThePayMePlan.com provided that any such link does not imply any sponsorship or endorsement of your site by DEMOS Financial, LLC or any of its related business entities or officers.  However, if you wish to link to materials or any pages contained at other levels within the site, please contact us though the contact page for permission to do so.

Content and Materials

All site content and materials (collectively, "DEMOS Content and Materials") are the exclusive property of DEMOS Financial, LLC and are protected by copyright and other applicable laws.  DEMOS Content and Materials are for your own personal use, and you cannot copy or distribute any portion of the DEMOS Content and Materials without the prior, written permission of DEMOS Financial, LLC.   

Limitation of Liability

You agree that DEMOS Financial, LLC (including its employees, directors, managers, agents, subsidiaries, sister companies, or parent companies) in no event shall be liable for any direct, indirect, special, incidental, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, resulting from (1) the use or inability to use the service; (2) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered in through or from the service; (3) unauthorized access to or alteration of your transmissions or data; (4) statements or conduct of any third party on the service; or (4) any other matter relating to the service.

You understand that DEMOS Financial, LLC does not guarantee that the service will be uninterrupted or error-free, or that the service will be free of viruses or other harmful components. Furthermore, any materials downloaded, viewed, or otherwise obtained through the use of the service is done at your own discretion and risk that you will be solely responsible for any damage to your computer system or loss of data that results from the download or viewing of any such material.

You assume all responsibility and risk for the use of this site. You understand that DEMOS Financial, LLC is providing this site and its content on an “as is” basis. You acknowledge there may be delays, inaccuracies, omissions, or other problems with the site, and agree that if you rely on the features and materials available through DEMOS Financial, LLC  and the associated services, you do so at your own risk.

Termination

This agreement is effective until terminated by DEMOS Financial, LLC, at any time without notice. In the event of termination, you are no longer authorized to access this site and the restrictions imposed on you with respect to the proprietary materials and components of DEMOS Financial, LLC and its related business entities as well as the disclaimers and limitations of liabilities set forth in this agreement, shall survive.

COPYRIGHT NOTICE

All the text, graphics, photos, audio, video, designs, and other works are copyrighted property of DEMOS Financial, LLC (DEMOS Financial, DemosFinancial.com, and any affiliated companies or business entities). Any redistribution or reproduction of any materials herein is strictly prohibited.

No part of this material may be reproduced or transmitted in any form or by any means without the prior written consent of DEMOS Financial, LLC. 

TRADEMARKS

The marks and any designs associated with any marks in this material or any other property are trademarks and/or service marks of DEMOS Financial, LLC (DEMOS Financial, DemosFinancial.com, and any affiliated companies or business entities) or its licensors. All rights reserved. Any use of trademarks, service marks, product names, company names or logos, including their reproduction, modification, distribution or republication without the prior written permission of DEMOS Financial, LLC, is strictly prohibited. Other trademarks, service marks, trade names and company logos referenced are the property of their respective owners.

PRIVACY POLICY

This is a website owned and operated by DEMOS Financial, LLC. We can be reached through our contact page. Our postal address is as follows:

DEMOS Financial, LLC
P.O. Box 1985
Burbank, CA 91507

For each visitor to our web page, our web server automatically recognizes the visitor's IP address. We collect information volunteered by the consumer, such as survey information and/or site registrations.

The information we collect is used to improve the content of our web page, used to customize the content and/or layout of our page for each individual visitor, used to notify consumers about updates to our web site, and used by us to contact consumers for marketing purposes.

With respect to cookies: We use cookies to record user-specific information on what pages users access or visit and record past activity in order to provide better service when visitors return to our site.

If you do not want to receive e-mail from us in the future, please let us know by notifying us via email on the contact page or writing to us at the above address.

From time to time, we make the e-mail addresses of our customers and those who register with our site available to other reputable organizations whose products or services we think you might find interesting. If you do not want us to share your e-mail address with other companies or organizations, please let us know by notifying us via email on the contact page or writing to us at the above address.

If you supply us with your postal address online you may receive periodic mailings from us with information on new products and services or upcoming events. If you do not wish to receive such mailings, please let us know by notifying us via email on the contact page or writing to us at the above address.
You may receive mailings from other reputable companies. You can, however, have your name put on our do-not-share list by notifying us via email on the contact page or writing to us at the above address. Please provide us with your exact name and address. We will be sure your name is removed from the list we share with other organizations.

Persons who supply us with their telephone numbers online will only receive telephone contact from us with information regarding customer service issues and orders they have placed online.

With respect to ad servers: We may at times partner or have working relationships with ad server companies.

From time to time, we may use customer information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future, we will only use data collected from the time of the policy change forward for these new purposes.

Customers may prevent their information from being used for purposes other than those for which it was originally collected by notifying us via email on the contact page or writing to us at the above address.

Upon request we provide site visitors with access to a description of information that we maintain about them. Consumers can access this information by notifying us via email on the contact page or writing to us at the above address.

Upon request we offer visitors the ability to have inaccuracies corrected in contact information. Consumers can have this information corrected by notifying us via email on the contact page or writing to us at the above address.

With respect to security: When we receive certain types of personal information, we store this information in a private company database. Customer payment information will be stored on the payment processor’s database. 

We reserve the right to change, update or augment this policy at any time.